Loan Options
Click The Links For Each Loan Application
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Can lend in TX, CO, AZ
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48 Hour Funding, No Appraisals, No Doc, No Credit Checks
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11.49% Rate
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2 points & $499 Doc fee, no hidden fees
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$4000 flat fee if deal is less than $200,000
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We can Loan 75% LTV and up to 85% LTC
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We can cashout 75% of our underwriting team's value.
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Can lend in just about all 50 States
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48 Hour Approval
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4-8 Day Funding, No Appraisals, Need docs now , Yes Credit Checks
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9.99%-11.99% Rate depending on Experience
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3-5 points & $999 Doc fee
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We can Loan 75% LTV and 85% of construction cost.
We can leverage the land as the downpayment if they have equity in the land. If they do not own the land they will need to put 10-20% down.
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Minimum credit score: 550
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5, 7, or 10-year ARM program (30 year loan, interest only)
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No Seasoning
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80% loan-to-value maximum on purchase
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80% loan-to-value maximum on rate and term refinance
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80% loan-to-value maximum on cash out refinance
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Rates starting at 5.5% at lowest LTV max LTV is 6.5%
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2.5%-3.5% Points
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Single Family Homes, 2-4 unit properties
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No income documentation required (only bank statements)
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Vesting in either LLC or individual name
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For loans less than $1.5M, our loans are non-recourse (no personal guarantee required)
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Minimum loan amount is $100,000, maximum is $10,000,000
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The states we lend in are AZ, CA, CO, FL, GA, HI, ID, IL, IN, LA, MD, MI, MN, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI and the District of Columbia.
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30-40 business day closing time
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Minimal closing costs
Real Estate Double Closes Pricing:
2% of transaction
* Minimum transaction fee is $2,000
Wire Fees (~$40)
Attorney/Doc Prep Fees (~$500)
Terms:
•1-2 day loan (Same Day Funding Available)
• Up to 100% Funded
• Lender discretion to require down payment
•No Credit Checks
• No Income Verification
•Same Day Funding Available
•All fees/points will be shown on HUD and paid
for with proceeds
* End buyer's funds must be at Title
Company with approval to disburse before
TIF will fund *
Requirements:
• Property Information
• Lender must approve property
•Copy of Executed Contracts
.A-B and B-C closings must go through the same
Title Company AND close the same day.
•Promissory Note
•Deed of Trust with vendor's lien
•Property Insurance lined up with Lender as
mortgagee/loss payee
•All charges/payments reflected on HUD and paid
at closing
•Copy of Executed Deeds required to fund