Loan Options
Commercial Financing
At Capital Connect, we make commercial financing fast, flexible, and frictionless—with closings in as little as 72 hours and no interest on undrawn funds. Here’s what makes us different:
Loan Options: We offer both asset-based and credit-based options. You choose the strategy—we structure it to move fast.
Speed & Simplicity: We fund deals in 72 hours or less, with non-dutch draw structures, so you only pay interest on what you actually use.
No Appraisal or Credit Check (Asset-Based): Want to skip the red tape? Our asset-based loans don’t require appraisals, surveys, or credit pulls—just the deal and your experience.
Higher Leverage (Credit-Based): Have good credit and liquidity? We'll go up to 85% LTC with strong financials, experience, and a clean file.
Eligible Asset Types: Multifamily, Mixed-Use, Retail, Office, Light Industrial, Special Use (case-by-case).
Hassle-Free, High-Speed Commercial Loans: No prepayment penalties. No hidden fees. No wasted time. Just smart, investor-friendly capital—built to close fast. Apply Today!
Short Term Financing
We provide rapid funding for investment property purchases and cash-out refis with minimal documentation and no red tape.
Available in TX, CO, AZ, GA, UT & TN or Nationwide Coverage:
Outside of our core states, we can still fund quickly — just a credit check and desktop appraisal required.
• Up to 90% of Purchase Price (with Experience)
• Up to 70% Cash-Out Refinance
• 85% LTC | 75% LTV
• Most Competitive Rates
• No Appraisals, Credit Checks, Financials, or Surveys
• Non-Dutch Structure (No Interest on Undrawn Funds)
• No Prepayment Penalties
• Low, Transparent Fees
• Close Next Day
Only 5 Items Needed for Final Approval (asset-based):
Purchase Agreement (executed or unexecuted)
Interior & Exterior Photos
Rehab Budget
Comps (if available)
Experience (optional, but helps with leverage)
Whether you're buying or refinancing, we’ll get you funded fast — with zero hassle. Apply Today!
New Construction Financing
We offer flexible funding solutions for builders and developers—whether you’re leveraging strong credit or just equity in the land. With fast approvals, 100% construction financing available, and no payments until funds are drawn, our structure is built to help you break ground faster.
Credit-Based Program
• Up to 85% LTC with 660+ credit and 3+ completed projects
• Up to 75% LTC with 680+ credit and no prior experience
• Ideal for builders with financials, credit, and track record
• Nationwide availability — close in as fast as 72 hours
Asset-Based Program
• Up to 75% of Total Project Cost
• No Appraisals, No Credit Checks, No Financials
• Perfect for landowners or experienced investors needing frictionless capital
• 100% Construction Financed (when equity in land covers down payment)
• If land is not owned, 10–20% down based on total cost
Horizontal & Vertical Construction Financing (Separate Program)
We also fund horizontal and vertical development—covering everything from land prep to vertical build-out.
• Up to 85% of total horizontal and vertical costs covered
• Ideal for subdividers, land developers, and phased build projects
• Same fast approvals, flexible structures, and non-dutch draw process
Investor-Friendly Terms
• Non-Dutch Draws – pay interest only on what’s drawn
• No Prepayment Penalties
• Low, Transparent Fees
• Same Day Approvals
• 72-Hour Closings Available
• Lending in 32 States Nationwide
Rental Loan Financing
Our DSCR rental loans are designed for real estate investors seeking long-term, low-doc financing with strong leverage, competitive rates, and fast closings.
Program Highlights:
• Minimum Credit Score: 620
• 30-Year Fixed Term with Interest-Only Options Available
• 6-Month Seasoning Required
• Up to 85% LTV on Purchases
• Up to 80% LTV on Rate & Term or Cash-Out Refis
• Most Competitive Rates (Subject to credit, leverage, and market conditions)
• No Income Documentation Required — Bank Statements Only
• Eligible Properties: Single-Family Homes & 2–4 Unit Investment Properties and commercial
• Vesting Options: LLC or Individual Name
• Non-Recourse Available on Loans Under $1.5M
• Loan Size: $100,000 – $10,000,000
• Fast Closings in 5-10 Business Days
• Minimal Closing Costs
Available Loan Types:
Standard DSCR Loans: Uses market or lease rent to qualify (No DTI, No Tax Returns)
Non DSCR Loans: For business owners using 12-month bank statements to qualify. Perfect for non-debt-servicing properties or those needing more flexible income verification.
